Module 3: All About Credit

In this module we will

• Discuss how credit scores are calculated and the applicable categories.
• Review ways to build good credit history.
• Discuss the importance of timely payments vs. missed payments.
• Illustrate how to communicate with your lenders.

In this module you will:

• Complete the "Predicted vs. Actual" income and expense tracker, using the provided template.
• Obtain a free copy of your credit report and begin to explore ways to improve your credit score and/or ways to maintain a great credit score.